Understanding the Difference between Federal Student Loans and Private Student Loans
Why I don't like Private student loans By Genevieve Dobson I have worked in the student loan industry for 9 years and in that time I have learned a lot about the different types of loans that are available for students to take out. In my experience there are 3 main...
Asking the right questions about your student loans
Learning to ask the right questionsMany times handling our debt properly all comes down to understanding how to ask the right questions. In order to do this we have to learn some basic analytic skills of knowing how to ask questions until the answer that seems to...
Mistake #5…Student loan debt is not the same as other debt.
Thinking outside-the-box By Genevieve Dobson As you will see in my most recent video shown below you must think outside-the-box when you deal with student loan debt. Student loans have different rules and regulations and different repayment options. Especially when...
Mistake #4…”Oh why do I have to create a Plan to pay back my student loans?”
Budgeting your student loans is crucial. By Genevieve Dobson Just like any other debt you owe you have to plan on how you will pay back your student loans. Key to success with handling student loan debt or any debt is sitting down and calculating how much you owe and...
Mistake #3…Consolidation is probably not the answer
Do you really know why you think you want to consolidate? By: Genevieve Dobson Back around 2004/2005 consolidation of Federal loans was a no brainer. You were taking a variable rate loan and locking it into a rate of around 2.875%. Plus if you did your research...
Mistake #2…Who has my loans?
Now where oh where are your student loans now? By: Genevieve Dobson Do you remember when you filled out that student loan application with your school? Yeah, Probably not. Let me refresh your memory. When you took out your student loans you would have first...
Mistake #1…Your Student Loans will not magically disappear
Believe it or not there is no magic trick that will make your student loans disappear. By: Genevieve Dobson If your still collecting your student loan bills in a pile and waiting for them to disappear you may just be waiting for quite a long time. However, you are...
SLAYING THE STUDENT LOAN DRAGON: 5 Steps you can take right now!
Its time to take a stand against the dragon By: Genevieve Dobson The media, the universities and the lenders all realize how much trouble students are in but other than a bunch of talk nothing is being done about it. It's as though we see the dragon sitting on the...
Understanding Your Credit
Your Credit-Whats On It? By Genevieve Dobson I was honored to be a guest blogger for Black in the Bay this month and want to share with my readers what their readers were able to learn. Below you will get to read all about your credit, your credit score and how it...
The Woman behind the Debt Management Company
Introducing myself and Degrees of Success By Genevieve Dobson I want to introduce myself and my company, Degrees of Success, and tell you why following my story could really help you. I am gonna take you back to the beginning of my journey onto the road...
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