How Different Repayment Options Work
There are several payment options to pay back your student loans: Standard Graduated Extended IBR (Income-Based) ICR (Income-Contingent) Pay-As-You-Earn (PAYE) ICR-A *not pictured below Via: NerdWallet The first three payment options are probably...
Student Loan Default: Resolve & Prevention
The persistent question has been: Where has your education gotten you? From early childhood, we're taught that going to a college or university after graduating high school is the best option for career advancement. So why isn't it working? Here are some more facts to...
Learn to Take Back Control
With statistics like the ones displayed in the infographic below, we have to ask ourselves: Is the cost of education really worth it? With millions of people out of work, can we rationalize spending an average of over $20,000 on a college education without the...
Income Based Repayment Plan Pros and Cons
Many of us are attracted to IBR because of the low more manageable monthly payments. This is done by a special formula that is based off of your adjusted income level, the federal poverty line and the number of...
Lets keep up the momentum!!
Thank you so much for coming out to have a lovely night of Wine, Cheese and Conversation with us!! We hope to see you at our next event October 15th 5:30-8:30 This event recognizes published authors from the Tampa Bay area who are making a difference in the community...
Wine and Cheese plus Entertainment? Yes Please!
Sunday, Sept 27th Degrees of Success will be hosting a Wine & Cheese Affair over looking the city at the the Ybor City Jazz House. Guest will be able to sip and socialize with a vast selection of wine to choose from, and it's all you can drink. While you're...
Your Grace is Ending…Don’t Procrastinate!
Your Grace is ending...don't Procrastinate! Remember from the fine print, once your student loan grace period ends the interest will capitalize on the principal, thereby, making the balance higher and essentially meaning your total debt increases for what you will owe...
Why would you ever want to default on your student loans?
The New York Times published a Sunday Opinion column written by Lee Siegel explaining his decision to default on his student loans. Mr.Siegel has it all WRONG. Ok first off...this is absurd and anyone who follows this path needs to really reconsider...let me break...
Congratulations! You have completed a major milestone.
Congratulations Class of 2015! You’ve completed a major milestone in your life’s journey, however, the majority of the students who’ve graduated from higher education leave school with more than $30,000 in student-loan debt. In a recent Wall Street Journal article,...
Do You Know the Real Secrets Behind Debt?
Do You Know The Real Secrets Behind Debt? For many Americans, debt is an inevitable part of life. You get a credit card, you pay it when you can. You buy a car and try your best to make a payment. You take out a loan for college and try to delay paying on it as...
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