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Congratulations Class of 2015!

You’ve completed a major milestone in your life’s journey, however, the majority of the students who’ve graduated from higher education leave school with more than $30,000 in student-loan debt.

In a recent Wall Street Journal article, statistics have shown this trend of rising student loan debt over the past two decades.  Are you a graduate in similar circumstances?

On average, 71% of bachelor’s degree recipients graduate with a student loan, compared to less than 64% just 10 years ago.  According to the Consumer Financial Protection Bureau, over 40 million Americans are repaying more than $1.2 trillion in outstanding student loan debt.Significant debt can have a domino effect on the major choices you make in your life.

head of the class

While this is cause for concern, there is something you can do!

The good news is that another government statistics article released from the Labor Department reflects that the average U. S. salary for an employee with a bachelor’s degree is $1,193 per week in earnings, almost double than for those not receiving a higher education degree.  Additionally, the unemployment rate is lower than for those who only earn a high-school diploma.
How to tackle the student debt properly or any kind of debt?  Payment plans and loan forgiveness programs are available as a next-step for those desiring a debt free life after graduation.

They have some payment options that allow a borrower to pay back his or her student loans:

  • Standard
  •  Extended
  • Graduated
  •  IBR
  • ICR
  • ICR-A
  •  Pay as you earn

Options are always available. For more information on the 7 payment plan options and loan forgiveness please visit for a free 15 minute consultation to discuss your debt.