by Gen Dobson | Dec 28, 2013 | Debt Management, IBR, Private Loans, Student Loan Debt, student loan payment options, Uncategorized
Why I don’t like Private student loans By Genevieve Dobson I have worked in the student loan industry for 9 years and in that time I have learned a lot about the different types of loans that are available for students to take out. In my experience there are 3...
by Gen Dobson | Dec 25, 2013 | Degrees of Success, Direct Loans, Higher Education, Sallie Mae, Student Loan Debt, student loan payment options, Uncategorized
Learning to ask the right questionsMany times handling our debt properly all comes down to understanding how to ask the right questions. In order to do this we have to learn some basic analytic skills of knowing how to ask questions until the answer that seems to...
by Gen Dobson | Nov 20, 2013 | budgeting, College cost, Debt, Debt Management, Degrees of Success, Delinquency, Department of Education, financial crisis, Late Payments, No money, Planning, Student Loan Debt, Student Loan Management, Uncategorized
Budgeting your student loans is crucial. By Genevieve Dobson Just like any other debt you owe you have to plan on how you will pay back your student loans. Key to success with handling student loan debt or any debt is sitting down and calculating how much you owe and...
by Gen Dobson | Nov 12, 2013 | Degrees of Success, Department of Education, Direct Loans, Student Loan Consolidation, Student Loan Debt, Student Loan Management, Uncategorized
Do you really know why you think you want to consolidate? By: Genevieve Dobson Back around 2004/2005 consolidation of Federal loans was a no brainer. You were taking a variable rate loan and locking it into a rate of around 2.875%. Plus if you did your research...
by Gen Dobson | Nov 6, 2013 | Debt Management, Department of Education, Direct Loans, FAFSA, Financial Aid, Higher Education, Planning, Servicer, Student Loan Debt, Uncategorized
Now where oh where are your student loans now? By: Genevieve Dobson Do you remember when you filled out that student loan application with your school? Yeah, Probably not. Let me refresh your memory. When you took out your student loans you would have first...
by Gen Dobson | Oct 30, 2013 | Debt Management, Goals, Planning, Student Loan Debt, Student Loan Management, Uncategorized
Believe it or not there is no magic trick that will make your student loans disappear. By: Genevieve Dobson If your still collecting your student loan bills in a pile and waiting for them to disappear you may just be waiting for quite a long time. However, you are...