Your Grace is Ending…Don’t Procrastinate!

Your Grace is ending…don’t Procrastinate! Remember from the fine print, once your student loan grace period ends the interest will capitalize on the principal, thereby, making the balance higher and essentially meaning your total debt increases for what...

Why would you ever want to default on your student loans?

The New York Times published a Sunday Opinion column written by Lee Siegel explaining his decision to default on his student loans.  Mr.Siegel has it all WRONG.  Ok first off…this is absurd and anyone who follows this path needs to really reconsider…let me...

Do You Know the Real Secrets Behind Debt?

  Do You Know The Real Secrets Behind Debt? For many Americans, debt is an inevitable part of life. You get a credit card, you pay it when you can. You buy a car and try your best to make a payment. You take out a loan for college and try to delay paying on it as long...

You Are Not Alone, Most Americans Are On The Wrong Student Loan Payment Plan

The Consumer Finance Protection Bureau, released statistics on student loan borrower habits and the stats are surprising. Their figures show that the majority of people are making poor repayment plan decisions. So what does this mean? It means that all the hard work...