Good Debt vs. Bad Debt

When most people think of debt, they automatically assume it’s a bad thing to owe money. However, according to Investopedia, at its most basic function, debt simply means: An amount of money borrowed by one party from another. Based on this definition, debt...

How Different Repayment Options Work

There are several payment options to pay back your student loans: Standard  Graduated  Extended IBR (Income-Based) ICR (Income-Contingent) Pay-As-You-Earn (PAYE) ICR-A *not pictured below  Via: NerdWallet The first three payment options are probably familiar while the...

Student Loan Default: Resolve & Prevention

The persistent question has been: Where has your education gotten you? From early childhood, we’re taught that going to a college or university after graduating high school is the best option for career advancement. So why isn’t it working? Here are some...

Learn to Take Back Control

With statistics like the ones displayed in the infographic below, we have to ask ourselves: Is the cost of education really worth it? With millions of people out of work, can we rationalize spending an average of over $20,000 on a college education without the...